The short-term Health Insurance plans are also applicable for all those individuals who have not yet got any health care coverages. These plans are suitable for students in particular who have just completed their graduation. Let us just find out how beneficial it is to go for a policy like the short-term insurance or what is it in the first place? In what situations does this policy prove to be the most advantageous? In general, the tenure or the coverage period of a short-term health care insurance policy ranges from a single month to a full year. In case you feel that you need to go for a policy that covers for more than 12 months then it is better for you to carry out as detailed market research and find a suitable one. In case it takes a little more time, do not mind; as far as health care insurance is concerned, you should never settle for something that does not suit your priorities. Take a look at a lot of other individual cover plans or family health cover plans out there. After carrying out detailed research, you can track down a few of the following features that are common to most of the short-term health care plans. A look at these points will help you gain some idea of the relevant characteristics. 1) Most of the short-term health care plans out there provide the amount of $1 million to $2 million for the medical expenses. 2) The plans give enough liberty to the insured individuals to consult a doctor or visit a particular hospital as per his preferences. They are also given a chance to choose from 1 month to 12 months as the period of coverage along with the regular rates that are placed in hand. 3) For all those clients and customers who are not residents of the United States of America are allowed to use the plan only with the provision that they have been living in the United States for at least a year. How feasible are the short-term health insurances? Before discussing or understanding the feasibility of the short-term health care plans, it is necessary to understand its counterpart - the long-term health care insurance plan.These insurance plans are meant to provide health care services especially for patients who suffer from chronic disabilities or prolonged illnesses. Short-term health care insurances are non-renewable plans and are suitable for all those individuals who are looking around to get insured in between two insurance covers. These cover policies are not meant to be replaced by any of the standard and comprehensive health care insurance policies.
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